Fixed term life cover with critical illness
Fixed term life cover with critical Illness
This is a protection policy that will pay out a cash lump sum if you die or are diagnosed with a critical illness that meets our policy definition within a set period of time known as the policy term. The amount of cover remains fixed throughout the policy term.
Mortgage life cover with critical illness
Unlike the Fixed Term policy, this is a decreasing protection policy where the level of cover reduces each year during the term of the policy roughly in line with the outstanding balance on a standard repayment mortgage – hence it is frequently referred to as “mortgage protection”.
Provided the initial sum insured and term are the same as the mortgage at the outset it means that in the event of death or diagnosis of a critical illness that meets our policy definition the policy should be sufficient to repay the mortgage provided interest rates have not risen above 12% p.a.
"A great price with all the benefits I need for my family"
We compare the UK's top insurers
Why Compare with Us?
- Genuine income protection insurance comparison quotes available in seconds
- Compare over 40 leading income protection insurance providers
- We have over 15 years of income protection experience
... find out more
Product Reviews & Pricing
- Simply select your occupation and the cover you require
- Sit back and get an instant comparison of all the leading income protection insurers in the market
Our Services
- Income Protection Insurance
- Accident Insurance
- Mortgage Payment Protection Insurance
- Permanent Health Insurance
- Redundancy Insurance
- Accident, Sickness and Unemployment Insurance
- Income Payment Protection Insurance
Contact Us
If you have any questions or need help or guidance please call 0845 257 2197